Stuck in Credit Card Debt? Here are 5 Tips to Become Debt Free

I am by no means against credit cards. I use credit cards for virtually all purchases I make: groceries, restaurants, vacations…you get the idea. Cashback and travel rewards are great perks that make credit cards a no brainer for me; however, I don’t rack up a big balance that I know I can’t pay off in full at the end of the month. This is the key to
Continue reading

Politicians and the Illusion of Unfair Student Loan Interest Rates

It’s presidential election season and many important issues are being discussed. Of course student loans are always a hot topic, as every politician knows that this is the most effective way to appeal to young voters. This blog is not meant for political discussion; however, if I see a way where readers of this blog can learn and benefit from Continue reading

Life is Unpredictable: Your Financial Health Shouldn’t Be

One of the biggest problems and sources of stress Americans face today is not having sufficient cash reserves for unexpected life events. It is reported that a startling 76% of Americans are living paycheck-to-paycheck. Most Americans do not plan for losing their job, unexpected medical bills or a major automobile expense and quite honestly, I understand why. It’s not Continue reading